These Terms and Conditions (“Terms and Conditions”) apply to all transactions between you and American Identity Group LLC (“American Identity Group”), including, without limitation, your access to and use of the www.americanidentitygroup.com website and any information and resources available therein (“Website”), all transactions conducted through the Website, and your purchase of identity theft services and products offered by American Identity Group (individually and collectively, “American Identity Group Products and Services”).
The Website is intended for users who are eighteen (18) years of age or older. American Identity Group Products and Services are only available to residents of the United States and its territories. American Identity Group will only provide American Identity Group Products and Services in conjunction with agencies and institutions in the United States, or territories where U.S. law applies (“Territory”). By using the Website, you represent and warrant that you are eighteen (18) years of age or older, that you agree to abide by these Terms and Conditions and that you are a resident of the United States.
As an online customer, you are agreeing to receive all notifications via email at the email address you provided to American Identity Group upon enrollment or purchase of the American Identity Group Products and Services. To ensure receipt of all notifications, you must timely update any change to your email address on file with American Identity Group.
These Property Title Monitoring Terms and Conditions (the “Service Terms”) are a legally binding agreement between American Identity Group, LLC/AmericanIdentityGroup.com (collectively, “American Identity Group,” “we” “our” or “us”) and you (“you”, “your” or “yours”), and describe the terms under which you agree to use the Property Title Monitoring Services for which you have registered or enrolled or have been registered or enrolled by an authorized third party (collectively the “Services” and individually a “Service”). American Identity Group is not a Servicer, nor are the Services a Settlement Service, as defined by the Real Estate Settlement Procedures Act, 12 U.S.C. §§ 2601-2617, and its implementing regulations, 12 C.F.R. Part 1024.
Both our Privacy Policy and our Website Terms of Use, which apply to our website (our “Site”) and your use of our Site, are on our website and are incorporated by reference into these Service Terms.
YOU REPRESENT THAT YOU ARE A NATURAL PERSON OVER EIGHTEEN (18) YEARS OF AGE, THAT YOUR ACCESS TO OR USE OF THE SERVICES DOES NOT VIOLATE APPLICABLE LAWS, AND THAT YOU AGREE WITH ALL THE TERMS OF THESE SERVICE TERMS. YOU ALSO REPRESENT AND WARRANT THAT YOU ARE A U.S. RESIDENT, THAT THE INFORMATION PROVIDED US IS ONLY YOUR INFORMATION OR THE INFORMATION OF AN INDIVIDUAL FOR WHOM YOU ARE AUTHORIZED TO ENROLL IN THE SERVICES, AND THAT YOU SHALL ONLY USE SUCH SERVICES IN CONNECTION WITH YOUR PERSONAL AND BUSINESS ACCOUNTS FOR VALID AND LAWFUL PURPOSES.
IF YOU DO NOT AGREE TO THESE SERVICE TERMS, YOU MUST NOT ENROLL, REGISTER FOR, OR USE ANY OF THE SERVICES. UNLESS YOU CONTACT US WITHIN FIFTEEN (15) DAYS OF RECEIVING YOUR WELCOME EMAIL OR, IF YOU DO NOT RECEIVE A WELCOME EMAIL BECAUSE YOU DO NOT HAVE AN EMAIL ADDRESS, WITHIN FIFTEEN (15) DAYS OF THE SERVICE START DATE.
IF YOU HAVE BEEN ENROLLED IN ANY OF THE SERVICES VIA A THIRD PARTY, YOUR MEMBERSHIP IS FOR A SET TERM AS INDICATED IN YOUR WELCOME EMAIL OR WELCOME KIT.
IF YOU HAVE REGISTERED FOR THE SERVICES DIRECTLY, YOUR MEMBERSHIP WILL RENEW AUTOMATICALLY UNTIL CANCELLED BY YOU. THE MEMBERSHIP FEE, RENEWAL FEE, AND MANNER OF RENEWAL PAYMENT IS SET FORTH IN THE TERMS OF YOUR OFFER AND IS SUBJECT TO CHANGE.
TO TERMINATE YOUR ENROLLMENT IN OR USE OF THE SERVICES YOU MUST CALL 1-855-200-6799.
YOUR USE OF THE SERVICES CONSTITUTES YOUR ACCEPTANCE OF THESE SERVICE TERMS. WE MAY CHANGE, UPDATE, ADD OR REMOVE PROVISIONS OF THESE SERVICE TERMS AT ANY TIME BY POSTING THOSE CHANGES ON OUR SITE. YOUR CONTINUED USE OF THE SERVICES AFTER SUCH POSTING SHALL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES TO THESE SERVICE TERMS. IF YOU DO NOT AGREE WITH ANY OF THE UPDATED SERVICES TERMS YOU MUST STOP USING THE SERVICES.
Enrolling in American Identity Group’s Services – Members
Depending upon the Services you enroll in, register for, or otherwise sign up for or subscribe to use (collectively, “enroll”), we may permit you to be enrolled (i) by telephone, (ii) at our Site, (iii) by some other method we expressly permit, or (iv) by a third party who is authorized to enroll you (collectively, the “Enrollment Process”). In order to enroll in, register for and receive the Services, you or your authorized third party must provide us with the full and accurate name, address, and date of birth (collectively, “Personal Information”). You agree to keep all Personal Information updated and accurate. In the event we do not receive all the required Personal Information during your Enrollment Process, you agree that we may, in our sole discretion, use our data base, the data base of our affiliates, or other resources to attempt to complete the required Personal Information on your behalf. If we are unable to obtain accurate or the required Personal Information or you fail to authenticate your identity as may be required, the Services for which you have enrolled or registered from us may be limited.
Upon completion of the Enrollment Process, and payment to us of any fees owed, you will become eligible to receive the Services for which you have enrolled or registered.
YOU UNDERSTAND AND AGREE THAT THE SERVICES SHALL NOT INCLUDE THE PLACING OF FRAUD ALERTS WITH ANY CONSUMER REPORTING AGENCIES. YOU UNDERSTAND THAT WE MONITOR YOUR PERSONAL INFORMATION WITHIN OUR NETWORK USING CERTAIN PROPRIETARY TECHNOLOGIES AND DATABASE INFORMATION OWNED BY OR UNDER LICENSE TO US, BUT NOT ALL TRANSACTIONS, INCLUDING THOSE THAT MIGHT ENTAIL THE POTENTIALLY FRAUDULENT USE OF A CUSTOMER’S INFORMATION, MAY BE MONITORED AND THE SCOPE OF THE NETWORK UTILIZED BY US TO PROVIDE ALERTS MAY CHANGE. YOU ALSO UNDERSTAND AND AGREE THAT IT MAY TAKE UP TO FOUR (4) WEEKS FROM THE DATE YOU ACCEPT THESE SERVICE TERMS AND COMPLETE THE ENROLLMENT PROCESS FOR ALL OF THE SERVICES TO BE FULLY ACTIVATED.
YOU ACKNOWLEDGE AND AGREE THAT WHEN American Identity Group IS ACCESSING AND RETRIEVING PROPERTY INFORMATION FROM THIRD PARTY SITES, American Identity Group IS ACTING AS YOUR AGENT FOR THE SOLE AND LIMITED PURPOSE OF OBTAINING YOUR PROPERTY INFORMATION TO PROVIDE THE SERVICES TO YOU. IF YOU SIGN UP TO RECEIVE TRANSACTION MONITORING ALERTS, YOU ACKNOWLEDGE AND AGREE THAT NEITHER COMPANY NOR ITS SERVICES ARE INTENDED TO PROVIDE LEGAL, TAX OR FINANCIAL ADVICE. WE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY BASED ON YOUR RELIANCE ON OR USE OF ANY INFORMATION CONTAINED IN ANY ALERT OR DUE TO A FAILURE TO SEND OR RECEIVE AN ALERT.
